Annie Johnson had always been regarded as a timid girl. She had platinum blonde hair, which reached down her back and stopped just above her rear. Her clothes were either safe or casual, not that she minded. This was her style, and she loved it. To everyone who knew her, she was perfect. The only problem was her lack of friends. Sure, she had a small group, but that was about it. Her parents always wanted her to break out of her shell but never had any success. She didn't want to make any more friends. She had her little group, and that was good enough for her.

The other thing that people knew about her was that she was very modest. In fact, she was so modest, the only person that had seen her naked was herself. not even her family had seen her nude. This was something she prided herself on and kept her body a closely-kept secret.

It was a bright summers morning. Annie woke up with the sun streaming through her windows. She sat up and smiled. "hello sunshine!" she exclaimed, stretching. she pulled herself out of bed and sprung to her feet. She threw her curtains open and pushed her window up. She stood there, the morning breeze brushing against her face. her loose-fitting t-shirt fluttered in the breeze, and she took a deep breath in. "ah, that's nice" she exclaimed, and turned to get dressed. "hmm, seems like a good day for a dress!" she told herself, pulling a plain yellow dress out of her wardrobe. she hooked her bra and slipped into a pair of white cotton panties. She then pulled on a pair of clear tights and slipped into a pair of brown knee-high boots. Happy, she grabbed her bag and made her way to the bus stop.

She got to the bus stop, and was greeted by her friend Tiffany. "hey sunbeam!" tiffany exclaimed, skipping over to her friend. Tiffany had a similar body shape to Annie; Medium-sized breasts, slim hips and waists, long hair and long legs. Her bright ginger hair shone in the bright sunlight. "hey tiff" she replied, a little quieter than her friend. "looking trendy as always" Annie giggled, and gave her friend a twirl. her skirt lifted as she spun around, showing off her boots. "very nice!" Tiffany exclaimed. Annie giggled. "thanks." she replied, blushing a little. she had never been good at taking compliments, but she tried. "stop being so humble" tiffany said, patting Annie on the shoulder. "I can't help it!" Annie cried. "I've always been a shy and awkward person" Tiffany laughed and patted Annie's shoulder again. "I was joking!" she exclaimed. Annie sighed, and let her shoulders relax. "hey, what's up." the two girls looked over to see their other friend Clara walking towards them. her chestnut hair bounced with every step she took, shimmering in the sunlight. she was wearing a knee-length skirt, vest top, zip hoodie and trainers. "how's everyone doing?" she asked. "yeah, we're good" Annie replied. Clara looked down, and gasped. "my god, that dress is gorgeous!" she exclaimed. "t-thanks" Annie replied, rubbing the back of her neck. "I need to get me one of those." the bus pulled up to the stop, and they got on.

Taking a seat near the back of the bus, the three girls settled down. Clara shoved her skirt in between her legs. "you ok?" Annie asked. "just realised something." Clara replied. tiffany giggled. "you forgot to pee, didn't you?" she snickered. "no," Clara replied, "I forgot my panties. tiffany had to cover her mouth to stifle her laughter. Annie pondered for a moment. "here, take these" she said, taking her panties off. she handed them to Clara, who stared in amazement. "are you sure?" she asked, looking at Annie with wide eyes. "my skirts a lot longer than yours, take them. I want them back after school though, ok?" Clara nodded, and pulled the panties over her slightly thick thighs. "thanks for this" Clara said, smiling at her friend. Annie simply smiled, and shifted herself slightly. "wow, you do have a bit of daring in you!" tiffany exclaimed. Annie giggled, pulling some of her hair over her face. "I was just being kind." she replied, holding her skirt down. "you wanna borrow my shorts? I always keep spare" tiffany dug into her bag, pulling out a pair of short shorts. they were a little too big for her and would most likely fall down. Annie shook her head. "I'll be fine, honest." tiffany shrugged, and shoved her shorts back into her bag. The bus rolled onto the college campus, and everyone stood up. "right, let's go" Annie exclaimed, slinging her bag onto her shoulder. she flattened her skirt down and made her way to the front of the bus. she could feel her skirt flapping and turned around to see tiffany pulling it from behind. she slapped tiffany's hand away and scowled. "don't do that" tiffany giggled. Annie shook her head, and stepped off the bus. "sorry, couldn't resist" she replied, grabbing her bag strap. "anyway, see you later." Annie waved as her two friends walked off. "better go find Rosie" she muttered, walking off to the college campus.

"hey, Rosie?" Annie asked, setting her eyes on her friend. "oh, hi Annie. you alright?" Rosie replied. her long brown hair reached down to just below her shoulders. "have you got any shorts I can borrow?" Rosie looked at her outfit. "what on earth do you need them for? your skirt reaches down to your knees." Annie blushed, and straightened it out." I had to lend Clara my knickers." she muttered, avoiding eye contact. "ah, I see." Rosie reached into her bag, and pulled out a pair of shorts. "will sports leggings be alright?" Annie nodded, and pulled them on under her dress. "thanks Rosie" she said, smiling at her friend. "ah, no worries" Rosie replied. "I'll get them back later" Annie explained. Rosie nodded, and slung her bag over her shoulder. "keep them. I've been trying to get rid of them for years anyway" Rosie explained. Annie smiled, and dropped the skirt of her dress. "thanks Rosie." she skipped off, a little more confidence in her step. "wait, Annie" Rosie said, grabbing the girls shoulder. "yeah?" Annie replied. "um, are you up to much later?" Annie thought for a moment. "don't think so, why?" she asked. 'Rosie never asks to hang out with me.' she thought to herself. "I was wondering if you wanted to hang out after college" Annie smiled and nodded. "say, where's Jessie?" as if on cue, Jessie rounded the corner wearing jeans, a t-shirt and a denim jacket. "oh, hi Jessie" Annie said. "hey Annie. why are you wearing Rosie's sports leggings?" she asked. "Clara needed my panties" Annie explained. Jessie chuckled, and grabbed her bag strap. "fair enough" she replied. the three of them headed into the college building.

the morning flew by quickly, and it was lunchtime before anyone knew it. "just going to the bathroom" Annie said, slipping into the girl's bathroom. as she was leaving, she heard whimpering from one of the cubicles. she tapped on the door. "you ok?" she asked. the door opened, and a girl wearing only her trainers greeted Annie. "c-can I borrow that dress?`' she asked.