The story's start is a bit slow but I think it builds appropriately and makes it seem more realistic. This is my first submission. I welcome all critiques / comments. Thanks.

*****

I was in the gym doing my usual work out. My name is Joe. I am 28 years old and in decent shape. About 5 foot 7 inches, 165 lbs., light brown hair, with a body like a swimmer-more tight and defined than "big", but still muscular. No six pack abs, but just on the verge. Also I wear glasses. I am overall fairly good looking, but no girlfriend at this time.

I was a bit distracted during my workout as there were two particularly good looking women working out in the gym together, they were obviously friends. One was blond and had a very tight body and nice shapely breasts (about a C cup). She was about 5 foot 5. She looked to be in her young twenties. She was wearing a tight blank tank top and tight matching black exercise pants. She looked very hot.

The other one was a brunette, about 5 feet 9 inches (very tall) but also very muscular. She still looked good, but she obviously lifted weights for a while and was going for size. She looked to be in her upper twenties. Her breasts were also about a C cup. She was wearing a tight grey T-shirt and loose fitting black shorts. She was leading the blonde through the workout. The blond was definitely the looker of the two, but the brunette was decently attractive and it looked like it would be a nice adventure to experience a woman like that in bed.

Most of the workout, I was gawking at them...I couldn't help myself...at one point I thought they caught me looking and the blond kind of pointed at me and whispered in the brunette's ear. The brunette just shook her head "yes" to whatever the blond said. I pretended like I didn't notice this and kept on with my workout, careful not to look at them again.

I finished my workout and went and showered. When I was finished and dressed I left the locker room and saw the two women lingering in the hallway talking to each other. They had also cleaned up and changed.

As I walked past them, the blond said, "Excuse me, don't I know you?"

"Uhm, I'm not sure? I think so?" I replied. I knew I didn't know her but decided it couldn't hurt to pretend.

"Isn't your name Joe?" The blond replied.

"Why yes it is," I said in surprise, I had never met her before and wondered how she knew my name? Oh well why a gift horse in the mouth look.

"Weren't you in the ab class the other day?" she asked.

"Uhm, yes that must be it" I replied. I had never been in an ab class, but decided it was best to go with it and keep the conversation going.

"So you don't remember my name do you? Story of my life with guys like you she said" As she approached closer to me, I could smell her sweet perfume.

"I'm Amanda in case you forgot, and I can see the ab class is paying off." she said with a devilish smile.

"Also this is my friend, Jessica." Amanda said.

Jessica interjected, "Hey I hate to be rude but if we don't leave now we will miss the bus Amanda."

"Oh shit you are right, sorry Joe we have to go," Amanda replied.

Not wanting my good fortune to end, I chimed in, "Well I have a car and time today, I can give you ladies a ride."

Amanda quickly replied "that sounds great," and gave a wink to Jessica.

"Oh we would be forever in your debt Joe," Jessica said with a sly smile.

I was feeling really pumped and fortunate and confident right now. Here I was in a potentially good situation with these women.

As I led the way to my car, I could hear the 2 women giggle as they trailed behind me on the way to my car. Amanda climbed into the front seat.

"Thanks so much, this is really a time saver," Amanda said.

It was a short ride to Amanda's house, along the way Amanda made small talk about the ab class. I continued to play along and make generic comments as if he had been in the ab class. I wasn't sure but every time I made a comment about the ab class I could swear Jessica gave out a giggle under her breath.

I pulled into the driveway of Amanda's home.

"Joe, why don't you come in for an after workout smoothie?" Amanda offered.

"Sure" I said with no hesitation. I thought this situation was looking better and better.

They got in and Amanda started making smoothies. I noticed she put in some vodka too.

"Vodka?" I asked.

"Sure, it helps relax the muscles after a workout," Jessica replied with a smile.

Why not I thought to myself?

We drank down their vodka protein shakes and Amanda said, "let's do shots of tequila!"

"Hell Yeah" Jessica said.

I couldn't believe my luck.

Amanda broke out the tequila and shot glasses, before I knew it I had been through two rounds of shots.

Jessica's cell phone beeped with a text message, "Oh shit, no, Sara and Mary don't think they will make it for today's card game," Jessica looked upset.

"Card game?" I asked.

"Every other week we play a game of poker for money, Jessica over there is a card shark," Amanda replied.

"That's only because she hasn't played me yet," I boasted.

"I was planning on winning some money for my rent today," Jessica chimed in disappointed.

"But if Joe is willing to play I can at least get some of my rent money from you two," Jessica said with a smile.

Amanda interjected, "Uhm, err, Jessica, I wasn't planning on playing today, I am a bit low on money, I was just planning to host."

"How much money do you have honey?" Jessica asked me.

"Uhmm I don't have too much on me," I replied. Damn it! I was cursing myself for not having more cash on hand.

"But I can go to the ATM and get some," I offered.

"No honey, you already had those shots, not a good idea to drive right now," Jessica replied.

"How about IOUs?" I offered eagerly .

"No, I hardly know you and I wouldn't even play Amanda for IOUs," she replied.

"This sucks," Jessica said.

"At least I have another week before rent is due, but I was up for the buzz of gambling, but you two don't have any money," Jessica pouted.

"We can play for fun!" Amanda offered, pulling out the poker set and setting the table.

"Fun?" Jessica said, "There's no fun if there is no stake!"

"Well sorry Jessica, why don't we make the best of it and play for fun?" Amanda asked.

I sat down at the table with the 2 of them just hoping we would figure something out.

"How about if we play like we did that time last month, Amanda?" Jessica asked teasingly.

"No fucking way Jessica, I will never do that again, that was so embarrassing," Amanda said mortified.

"What did you last month?" I asked deeply interested.

"We played strip poker," Jessica said slyly.

"Come on Amanda don't be a prude, you have on more clothes than me anyway, maybe you will get your revenge," Jessica teased.

"uhmmm, I don't know," Amanda said considering revenge and the fact that she had more clothes than Jessica.

I was in utter shock and keeping my fingers crossed the game would go on.

"Come on Amanda, otherwise it will just me and Joe, both of you have on more clothes than me, if you both play there's a better chance I lose," she said with a smile.

"How do you know Joe will play?" Amanda replied.

"He's a guy...and he already thinks he can out card shark me," Jessica replied.

"Damn right I replied!" I said confidently and trying to keep the game going.

"OK, OK I will play, but I will NOT bet so crazily this time," Amanda reluctantly agreed.

"Game on bitches!" Jessica yelled.

At this point, I started taking stock of what everyone was wearing.

Jessica was wearing a tight fitting pullover blue blouse, black skirt and black heels.

Amanda was wearing a light black scarf, black open cardigan, a blue button down blouse, blue jeans, and small black boots.

I was wearing a buttoned down red shirt, blue jeans, and black casual shoes.

Clearly Amanda and I had the advantage over Jessica.

"Ok the ante is one article of clothing" Jessica said with a sly smile.

Jessica put in one of her heels, Amanda put in a boot, and I put in a shoe. I was relieved we didn't have to put in a pair as one item.

I dealt the cards. I had 2 pair Aces and tens. Jessica passed with no raise, Amanda too. It was on me. I figured they had nothing and decided to risk it and raised 2.

I pulled off my other shoe and sock and proclaimed, "I raise 2".

"Shit!" Jessica exclaimed, "I fold."

"Me too," Amanda said.

I pulled in the pot and put back on my shoe.

"Beginners luck," Jessica said.

Jessica put in her last heel and Amanda put in her last boot. Since I was ahead, I put in Jessica's heel. Jessica was now barefoot!

Jessica dealt. This time I had nothing.

Amanda passed with no raise but looked fidgety. I didn't raise. Jessica smiled and proclaimed, "I raise my one!" And proceeded to remove her belt. Interesting, now at least I knew belts counted too.

Amanda smiled, I guess she was fidgeting because she had a good hand...and she had more clothes than Jessica. "Let's make it interesting, I see your one (she pulled off a sock) and raise you two," Amanda pulled off her other sock and her belt.

I quickly folded since I had nothing.

"Hmmm," Jessica said. "This is an interesting situation."

Damn right I thought, Jessica would have to remove her blouse and skirt to match the bet!

"You have to be in it to win it!" Jessica retorted and stood up and slowly pulled her blouse over her head. Her muscular body was revealed and her nice c cups breasts were firmly nestled in a tight blue bra.

Next she quickly pulled down her skirt, revealing matching blue panties, I didn't get a chance to see too much because she quickly sat down and it was hidden under the table.

"Nice!" I exclaimed.

"Don't get too excited boy, that's all you are going to see this afternoon," she retorted.

I didn't care I had a nice view of her cleavage.

"And I raise you one more," Jessica said and threw in a green chip.

"What the heck?" I asked. "Don't you have to take something off to bet?"

"Not when you get down to your skivvies Joe," Amanda explained. "You can bet with chips to cover your skivvies but if you lose the hand you lose your clothes. So you have to actually lose the hand to lose your bra or panties...or underwear in your case...you have to win the hand to see the goodies," Amanda said with a chuckle.

Seemed weird to me but whatever, the game was definitely interesting now.

For Amanda to cover the bet she would lose her scarf. (Damn women and their layers of clothes), but it would be one less article for Amanda.

"You're risking a lot there Jessica," Amanda said with a smile.

"I'm not bluffing!" Jessica said confidently.

"Me neither!" Amanda said confidently.

Amanda removed her scarf.

"And I raise you 2," Amanda said.

She took off her cardigan.

Then she stood up and slowly unbuttoned her blouse. As she unbuttoned it I could see the hint of a red bra. She teasingly unbuttoned the last button, untucked the blouse from her jeans and let it slide off her on to the floor. Her C cup breasts poured out on display in a tight red bra revealing ample cleavage.

"On you," Amanda said.

"This is getting interesting," I said. I was starting to get hard now. Jessica in her blue bra and panties. Amanda in her red bra. Breasts were everywhere I looked! I was in heaven.

"Aren't you all smug Joe?" Jessica asked. "You're just having beginners luck," Jessica explained.

"Look who still has on all his clothes right now," I confidently retorted..."and it's about to get interesting for you Hun."

"Yes it is," Jessica replied.

The raise was 2 and all Jessica had left was one article of clothing...

"I will call," Jessica said as she threw in a green and red chip.

"What is the red chip?" I asked.

"That's a dare chip," Amanda said with a sly smile. "That's how she embarrassed me last game...now it's payback," Amanda explained.

"Dare chip?" I asked.

"Yes a dare to do naked-like go streaking, lap dance, spanking, handcuffing / tied up, etc...be creative," Amanda said with a smile.

Amanda laid down her hand-"3 Jacks!" she said proudly.

"Shit," Jessica said.

"Yes, payback!" said Amanda.

Whoever won, it would be a good situation for me.

"Psych," Jessica said..."3 Kings, I win!"

"Damn it," Amanda said...

Jessica grabbed the huge stack of clothes and eagerly started to get dressed.

"Ante up," I proclaimed as I put in Amanda's boot and was proud I still had all my clothes on.

Jessica threw in Amanda's other boot and Amanda stood up cursing and started dropping her pants.

I could see Amanda had on a red G-string, but to my disappointment she quickly sat down hiding it.

Amanda and I were fully clothed now while Amanda was in a vulnerable state.

"Damn it Jessica this isn't fair!" Amanda complained.

"Tsk, tsk tsk," Jessica said, "you made the bet Hun, you got too greedy with revenge with your betting and now you're paying for it." Jessica laughed.

"Fair is fair," I chimed in while smirking.

I was disappointed there was less cleavage on display now that Jessica had her clothes back, but happy as Amanda would soon be the first one naked.

"Damn you both," Amanda said.

It was on Jessica to raise. "I'll raise 3," Jessica said with a smirk. She threw in two of Amanda's socks and one of her heels on the table.

"Damn you," Amanda said.

Amanda was thinking hard..."what the hell," she said and threw in 2 green chips (to cover her bra and G-string) and on one red chip (dare) to cover the 3rd item.

Now it was on me. I had 2 pair, tens and queens. Not the strongest, but I still had on all my clothes, and if Jessica and I both stayed in than there was more of a chance Amanda would lose! Naked Amanda and a dare! Jessica seemed pretty confident too so I was sure she had a strong hand. Then I got to thinking, maybe 2 dares would go better! Jessica had a mountain of clothes so I was sure she would be in. Why not? It's 3 dares for her I greedily thought.

"I'll see your 3," I said as I pulled off my 2 shoes and sock..."and I will raise you 2," I said as I pulled off my last sock and my belt.

"What the hell, Joe?" Amanda protested..."this is not fair!" Amanda exclaimed.

"Sure it is Hun," Jessica replied.

"Don't hate the player, hate the game," I retorted gleefully.

"I'm in," Jessica replied and put up Amanda's belt and jeans and scarf to cover the bet.

"Damn you both!" Amanda replied.

"You can just fold now- only one dare instead of 3," I said confidently.

"Fuck it!" Amanda said, and threw in 2 more red chips. "I call, show them" Amanda demanded.

"My oh my, this is interesting," Jessica said.

I laid down my 2 pair; Jessica only has a pair of aces (WTF! Why was she betting so much with one pair???).

Amanda let a sigh of relief and laid down 3 kings.

"YES!" she cheered! And she quickly grabbed the clothes and started putting on what she could...

Damn it, what happened? How did things change so quickly? Shit...

"Ante up," Jessica taunted at me...knowing that now I was getting low on clothes. I only had 3 articles left now-button down shirt, jeans and underwear.

Amanda threw in one of my socks.

Jessica threw in Amanda's cardigan.

"Yeah Joe, Ante up," Amanda joined in. She was still in her nice tight red bra though.

"Now we have a game!" Amanda boasted.

I slowly started to unbutton my shirt.

"Ooh, yeah baby, nice and slow baby," they both taunted.

"Ok, OK," I said, "let's see how you do when I make my come back"

"Ooh do you promise to cum baby?" Jessica teased.

They both burst laughing.

I threw my shirt on the table and the women continued to catcall, "nice abs, the ab class is paying off Hun." They both winked at each other...at least I was in decent shape.

I had 2 pair, aces and kings.

Amanda quickly raised 3. My 2 shoes and my other sock.

It was on me now. Shit. 3 would be me naked and one dare. With 2 pair I couldn't risk that. She could be bluffing, but I couldn't risk it.

"I fold," I said.

"You have to be in it to win it Hun," Jessica retorted and giggled.

"I fold too," Jessica replied.

"I guess I win," Amanda giggled and quickly grabbed her winnings.

"Oopsie," Amanda said as she "accidentally on purpose" dropped her cards where I could see them; she had nothing...King high! DAMN IT!! I would have won...

She could see the look on my face that I should have won...

"You have to be in it to win it Hun," Amanda replied while smirking.

"Don't hate the player, hate the game," Jessica mocked me back with my own words from earlier.

Amanda quickly pulled her cardigan on and covered her bra.

Amanda threw in one of my shoes, Jessica put in Amanda's blouse.

"Drop them!" Jessica gleefully chimed in.

"Ante up, bitch!" Amanda commanded. Amanda was really getting more aggressive now, what happened to the more reserve Amanda I wondered?

"Ok, alright," I reluctantly stood up my face turning red.

"I wonder if it's boxers or briefs?" Amanda asked Jessica.

"I don't know but we'll find out soon enough," Jessica said. "Drop them stud!" Jessica said in her typical domineering fashion.

Stealing a play from their book I quickly dropped my jeans and sat down, allowing them only a quick peek at me black briefs.

"Boo, boo, boo!" they both said and laughed out loud.

"This is going to be so great, Hun," Jessica teased me and scooted her chair closer to me.

"Don't get too confident, so far everyone that got low on clothes won them back," I replied, trying to sound confident.

"That just means the streak is about to break, bitch," Amanda mocked back to me. Damn she was getting aggressive, and what was with the "bitch" all of a sudden?

I was extremely hard now. Jessica playfully peeked under the table. "What are you hiding down there stud?" she taunted.

"I see London, I see France, I see Joe's under pants," Jessica sang, Amanda almost fell over laughing.

I was getting harder and harder but also more embarrassed. How did I get in this position?

This time I could not believe my luck. I had a full house- pair of threes and three queens. The best had of the day! No naked Joe for these ladies!

I tried not to look to smug.

"I pass," Amanda said. That was weird I thought, I would have thought for sure she would raise just to mess with me even if she had nothing.

"On you Hun," Jessica said.

"Oh am I allowed to raise?" I asked.

"That's what the dare chips are for Hun," Jessica replied with a smile.

"Ok," I replied. I thought about what to do, I could stop here and win a small stack, but with their betting I would quickly be low again. This was the best hand of the night. Time to bet.

"I raise three," I said confidently and threw in a red chip (underwear) and 2 green chips (dare).

"Now we have a game," replied Jessica with an evil looking smile.

"Since Amanda has all the clothes, I fold," Jessica said.

Jessica was down to her blouse, skirt, bra & panties & one heel.

"Hmm, on me now huh Joe?" Amanda teased, Jessica giggled.

She didn't raise before, she must not have anything...or was she trying to trap me? Damn mind games...but she couldn't beat my full house, so no worries...right? I was conflicted and she didn't even bet yet.

"I see your 3... (she put in my other shoe and pair of socks)...and raise you 1, Hun" Amanda said as she threw in my belt.

"Oohhh, what is Joe going to do?" Jessica teased both ladies looked like they were feasting on my body.

"If he folds it's naked Joe and 2 dares, if he stays in it's naked Joe and 3 dares!" Amanda gloated.

"I am so happy it's not me naked this time, Joe, and although I prefer my revenge on Jessica you will make a nice substitute," Amanda kept gloating.

"Now, now, don't be so sure, I am not naked yet," I said trying to sound confident.
Jessica moved over to look at Amanda's cards.

"If I was you honey I would fold now," Jessica said.

I was tired of their taunting now. The smart move would be to call. But I had a damn full house.

"I see your 1 and raise you 2!" I exclaimed as I threw in 3 red chips.

"Oh my," Jessica said.

"You sure you want to do that Hun?" Amanda said.

"You have to be in it to win it," I retorted confidently.

"Ok," Amanda said. She threw in my shirt and one of her boots.

"Well, Mr. Confident, I will raise you 6 more, to make it 11 dares," she said...she put in her other boot, pair of socks, belt, cardigan, scarf

"11 dares?" Jessica questioned..."we can be here all night," she replied giggling.

"It's only 5 if he folds now," Amanda offered and giggled.

Damn it, what did I get myself into?

"What are you going to do Hun?...5 or 11?" Amanda goaded. "Either way it's not looking good for you"

"I suggest he fold," Jessica stated plainly.

"If you fold now, I promise to go easy on you bitch." Amanda offered.

There was that "bitch" again, WTF?

"Ha, ha," I said. "I call!" I said. I was confident I would win, and threw in 6 more red chips.

"Four twos," Amanda said and showed her hand of four of a kind.

SHIT. THAT BEATS A FULL HOUSE. DAMN IT!

I laid my head down in shame.

"Woo, woo," the ladies hollered knowing by my reaction that I lost without even seeing my hand.

"Damn it," I said and threw down my full house.

"Good hand Hun, just not good enough," Amanda said.

"11, 11, 11," They sang to rub in my 11 dares.

"Beep, beep", Jessica's cell phone rang.

"Don't start until I come back Amanda," Jessica pleaded.

She took the phone in the other room where I couldn't hear.

Jessica answered, "Mary and Sara? You can over now? Sure come on over, we have some nice entertainment for you. We found this guy in the gym for our fixed strip poke game...we got his name from the front desk...yeah he was a gawker and we played him pretty good, made it pretty convincing, we let him see us in our bra and panties...we distracted him so he didn't see the different decks of rigged cards we were using throughout the game...yeah this guy is a record...we got him up to 11 dares...the guy from last month we only scammed 4 dares off him, but this guy is 11...tonight is going to be fun! Hurry over!"

To be continued...